This course is an overview about how to use the OVBE Wealth Budget Planner to analyze and manage your finances. Track your spending, budget your money, and control your cash flow. OVBE Wealth Budget Planner Available on Amazon: https://www.amazon.com/Dont-Dream-OVBE-Wealth-Planner/dp/1952361001 Connect With Me! OVBE Academy Courses: https://www.ovbe.club/Academies OVBE Channel: https://www.ovbe.club/channel/MoneyTalk OVBE: https://www.ovbe.club/profile/Mr_OVBE Twitter: https://twitter.com/mr_ovbe Instagram: https://instagram.com/mr_ovbe

I'm going to show exactly how much money I earn from dividends. And also tell you what are the best apps to do dividend investing and the different types of dividend investors. 1. Here is my dividend portfolio - And you usually have two types - People that invest in ETFs and index funds that provide low and dividend ( depending on the ETFs and the index your tracking) - And people that invest in individual stocks that pay a high dividend Now I have my money spread across 5 different apps ( because have to test them out to let you guys know which one is best ) – average dividend return is around 2.83% - Acorns: Portfolio Value is $27,911.40 multiplied by 2.83%: that’s an annual dividend of $789.89 or $65 per month ( acorns is great if you want hands-off investing, they buy the shares for you, rebalance your portfolio, and make sure you're keeping your allocation goals correctly) - Robinhood: $13,113 ( but only around $13,044 counts ) multiplied by 2.83%: that’s an annual dividend of $369.14 or $30 per month ( for individual stock buyers and bad allocation) - Sofi: $21,000 at 3.69 dividends = $774 or $64 a month (it's an app I mostly use when I want to make big investments fast since I can just transfer money instantly ) - Cash App: $3,064.08 but this is only at 1.83% = $56 per year or $4.67 per month ( you can buy some investments with a $1) - M1 finance: $100 bucks earning around 2.83% which is around $2.83 yearly or 23 cents per month ( theirs a learning curve but once you understand it could be one of the best ones for sure) For a total of $1,990 per year or $165 per month ( 20 hours of work, when I was getting paid $8 an hour) – enough for my phone bill, internet bill, Netflix and haircut every month TIP: If you want to be 100% hands-off, then acorns is the best app - If you don’t mind learning and building your own portfolio based on research. Then m1 finance is good ( I rebuilt my acorns portfolio inside of it) 2. Different ways to get dividends ETFs/Mutual funds/Index fund investors: this is exactly what I do, I track 7 types of investments that contain 80% ETFs and 20% bonds. This gives me a decent dividend but also an 8% average annual growth and peace of mind with risk. Stock picking: you can easily invest in individual companies and make between 3-6%. Example at&t 6.86%, or Phillip and Morris at 6.42%) ( Instead of making 1900 I could make $4,044 instead, but then if one of those companies fails, then I'm done) Bond Investors: And I have 20% of my investments here also, although it might range from 1-3% in dividend, the income is usually giving every single month, and level of risk is usually as low as it can be with us government bonds. ( now as I get older I’ll put most of my money into bonds, because once you win the game theirs no need to take so more risk, and if you think that 2% is not enough if you have 10M in bonds that’s 200k a year in secured income ) 3. Overall - If you ask me Tommy which investor should I be - I would focus on ETF stocks and bonds ( and create a goal for financial freedom and deadline) – example quick math, at 3% dividend and you want to make 30k per year you would need 1M ( it'll take you around 25 years if you invest 1000 per month at an 8% growth rate) - And if you want to have fun with picking stocks, then go ahead and do, once you invest your $1000 monthly. ( that way if you lose your money you’ll still be on track) \ud83c\udf81ACORN FREE $5\ud83c\udf81 Link: https://acorns.com/invite/38EYSU Review: https://www.youtube.com/watch?v=bSFwHSrq4Lw \ud83c\udf81M1 Finance\ud83c\udf81 Link: https://m1.finance/err8qUIyj9x0 \ud83c\udf81Sofi Money\ud83c\udf81 Link: https://www.sofi.com/share/invest/2652618/ \ud83c\udf81Robinhood\ud83c\udf81 Link: https://share.robinhood.com/tommyt172 \ud83c\udf81Cash App FREE $5\ud83c\udf81 Link: https://cash.app/app/GNVXDHG * PRO TIP* INFORMATION IS EVERYTHING \ud83d\udc55Merch\ud83d\udc55 https://teespring.com/stores/tommybryson \u27052 FREE AUDIOBOOKS\u2705 https://amzn.to/2Enayo8¬¬¬ \u26a1FREE KINDLE UNLIMITED\u26a1 (traditional reading) Link: https://amzn.to/2VGbxt9 \ud83d\udc68\ud83c\udffd‍\ud83d\udcbbDISCORD PRIVATE GROUP\ud83d\udc68\ud83c\udffd‍\ud83d\udcbb https://discord.gg/EcZEHpA My Camera Gear: https://kit.com/tommybryson/video-recording-gear \u2714 Help Us Reach 250,000 Subscribers: https://goo.gl/0wvm6w \ud83d\ude0eAll My Social Media\ud83d\ude0e Link: https://linktr.ee/tommybryson *Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I'm an Accountant but I'm not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

"Whether you love Trump or you hate him, the president doesn't want to see this market go down," CNBC's Jim Cramer says.

Apple and Facebook are "companies that are currently stinking up the joint, but should thrive when things get back to normal," the "Mad Money" host said.

In this video series, you will learn about whether investing in mutual funds or ETFs might be the right choice for you based on your current financial situation and goals. To open a brokerage account, visit: https://www.fidelity.com/open-account/overview To watch more videos in this series, visit: https://www.youtube.com/playlist?list=PLGKKmEmJDSiKoM-mD24lmaUeupHP62cDW To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments -------------------------------------------------------------------------------------------------------------------------------------------------------------------- Amy is an investor that finds herself in a high tax bracket, and is quite concerned with this situation. She needs an investment that offers her tax efficiency in her taxable account. After some research, Amy has found that if a mutual fund and an ETF are similar, the ETF, in general, has the potential to be more tax efficient than the mutual fund. Why is that? Let’s say Amy owns shares in an ETF, and another shareholder decides to sell some of his shares. That shareholder simply sells the shares to another investor…very similar to selling a stock. There would generally be no capital gains transactions for the ETF as a whole, or for the other shareholders of the ETF. However, if Amy owns shares in a mutual fund, and another shareholder decides to sell some of his shares, the mutual fund may need to sell some securities to raise the cash needed to meet that redemption. This action may incur capital gains for ALL of the mutual fund’s shareholders. Amy does not want her exposure to taxes impacted by the action of other shareholders. For this reason, she opts to invest in the ETF. And Amy is also happy to learn that, at Fidelity, she has access to research tools to help find and evaluate ETF investments. And numerous choices, including Fidelity’s sector ETFs and iShares\u00ae ETFs, which she can buy commission-free online. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island, 02917 682198.2.0

Life is full of surprises, and building an emergency fund can help you better prepare for whatever comes your way. Watch this video to learn more about starting your emergency savings today. To find more tips about investing for beginners, visit: https://fidelity.com/mymoney To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments ______________________________________________________________________________ Life is full of surprises, but you can be better prepared to handle them by building an emergency fund. Think of it as your financial safety net—a reliable source of money when you need it, so you don’t have to resort to credit cards and loans. It’s part of any good financial plan! Here are three things to know about an emergency fund: 1. HOW much to save We suggest saving at least 3 to 6 months of living expenses. It may take time to get there and that’s okay. The important thing is to start today with what you can afford, and then build your way up to 5% of your paycheck. A helpful tip is to take advantage of automatic deposits—which help you put away a little bit each pay period without even thinking about it. 2. WHERE to keep your money To avoid the temptation of tapping into your emergency fund for day‐to‐day expenses, we suggest keeping your money in a separate account. Consider a savings or money market account so you have an easy way to access your cash when you need it, while you earn some interest in the meantime. 3. WHAT to use it for Only use your emergency fund for true emergencies—like health expenses, critical home and auto repairs, or paying essential expenses after a job loss. If you do have an emergency, be sure to replenish the money you use so it will be there for next time. Life happens. But an emergency fund can help you weather the unexpected and turn a potential financial catastrophe into an inconvenience. Together, we can help you build a strong financial foundation so you’re more prepared to face life’s unknowns. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 709644.2.0

Find out more about exchange-traded funds with us at the https://www.fidelity.com/learning-center/investment-products/etf/overview To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments ------------------------------------------------------------------------------------------ Fixed income can be a critical part of nearly every well-diversified portfolio. Used correctly, fixed income can add diversification and a steady source of income to any investor’s portfolio. But how do you choose the right fixed-income ETF? The key to choosing the right fixed-income ETF lies in what it actually holds. U.S. bonds or international bonds? Government securities or corporate debt? Bonds that come due in two years or 20 years? Each decision determines the level of risk you’re taking and the potential return. There are many types of risks to consider with bond investing. Let’s talk more about two in particular: Credit risk and Interest-rate risk. Determining the level of credit risk you want to assume is an important first step when choosing a fixed-income ETF. Do you want an ETF that only holds conservative bonds—like bonds issued by the U.S. Treasury? Or do you want one holding riskier corporate debt? The latter may pay you a higher interest rate, but if the company issuing the bond goes bankrupt, you’ll lose out. ETFs cover the full range of available credit. Look carefully at the credit quality composition of the ETFs underlying holdings, and don’t be lured in by promises of high yields unless you understand the risks. Bonds are funny. Intuitively, you would assume that higher interest rates are good for bondholders, as they can reinvest bond income at higher prevailing interest rates. But rising interest rates may be bad news, at least in the short term. Imagine that the government issues a 10-year bond paying an interest rate of 2%. But shortly thereafter, the U.S. Federal Reserve hikes interest rates. Now, if the government wants to issue a new 10-year bond, it has to pay 3% a year in interest. No one is going to pay the same amount for the 2% bond as the 3% bond; instead, the price of the 2% bond will have to fall to make its yield as attractive as the new, higher-yielding security. That’s how bonds work, like a seesaw: As yields rise, prices fall and vice versa. Another important measure to consider when looking at interest rate risk is duration which helps to approximate the degree of price sensitivity of a bond to changes in interest rates. The longer the duration, the more any change in interest rates will affect your investment. Conversely, the shorter the duration, the less any change in interest rates will affect your investment. Let’s review a few other considerations when looking at fixed income ETFs. First, expense ratios: Because your expected return in a bond ETF is lower than in most stock ETFs, expenses take on extra importance. Generally speaking, the lower the fees, the better. Second, tracking difference: It can be harder to run a bond index fund than an equity fund, so you may see significant variation between the fund’s performance and the index’s returns. Try to seek out funds with low levels of tracking difference, meaning they track their index well. Finally, some bonds can be illiquid. As a result, it’s extra important to look out for bond ETFs with good trading volumes and tight spreads. There are other factors to watch for too, but these are the basics. ETFs can be a great tool for accessing the bond space, but as with anything, it pays to know what you’re buying before you make the leap. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island, 02917 723251.2.0

In this video, learn about the five biggest mistakes that investors make when buying ETFs, or exchange-traded funds. To learn the basics about ETFs, visit https://www.fidelity.com/learning-center/investment-products/etf/overview. To get started investing with ETFs, visit https://www.fidelity.com/etfs/overview To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments --------------------------------------------------------------------------------------------- Let’s talk about the five biggest mistakes investors can make when buying exchange-traded funds. ETFs can be good tools for investors - when used appropriately. But with any investment, there are always things to watch out for. Number 1: Buying the Hot New Thing More than 100 new ETF products launch each year, many of them chasing the latest hot trend. Cloud computing, driverless cars, 3-D printing … you name it, there’s an ETF for that. Buying into the latest hot theme might make you big returns, but take care: These product launches may come after there has been a run up in the market. Buying at the top can be painful on the way down. Number 2: Buying Something You Don’t Understand The only thing worse than chasing the hottest trend is buying something you don’t understand. ETFs have taken institutional strategies and made them push-button-easy for everyday investors to access. Want access to commodity futures? There’s an ETF for that. 300% leverage? 200% short? Interest-rate carry plays? Yes to all. But just because you can buy something easily doesn’t mean you should. All of these funds may be good tools, but only if you know how to use them correctly. Number 3: Thinking All ETFs Are Created Equal Consider China. At the start of 2014, there were more than a dozen broad-based China ETFs. For example, had you chosen PGJ, the PowerShares Golden Dragon China ETF, at the start of the year, you would have lost more than 7% of your money. Had you instead chosen ASHR, the Deutsche Xtrackers Harvest CSI 300 China A-Shares ETF, you would have earned a 51% return. Both are “China ETFs.” Both can provide big, diversified portfolios. But ASHR has significant exposure to Chinese Ashares—largely consumer-focused stocks listed and traded on the domestic Chinese market— which performed spectacularly well in 2014. Don’t assume all ETFs are created equal. Just because two ETFs cover the same market doesn’t mean they provide the same exposure or returns. There’s no guarantee which fund will perform better in the future. But if you wanted to invest last year in the growth of the Chinese consumer and the domestic investor base there, a little bit of research would have gone a long way. Number 4: Trading…Just Because You Can Trading is central to ETFs. It’s right there in the name. But just because you can trade an ETF intraday doesn’t mean you should. Emotions are often an investor’s worst enemy. You zig when you should zag; you sell at the bottom and buy at the top. We all do sometimes. The trouble is ETFs make that even easier than traditional mutual funds. ETFs’ intraday liquidity can be great when you need to get into or out of the market quickly. But those situations are rare. Number 5: Only Using Market Orders When you do invest, consider using a limit order versus a market order. Market orders are instructions to buy or sell securities at the best possible price right now. That can work well for the most liquid ETFs, but as you move beyond the top dozen ETFs, you can find yourself getting trades executed at prices you don’t really want. Using a limit order means you agree to buy an ETF at a certain price or below, and sell it at a certain price or above. A limit order puts the control back in your hands and can help you set the price on your terms. Learn from these common mistakes to help avoid making them yourself. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, Rhode Island, 02917 723254.2.0

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#focusedspender #robinhood #investments ***Get Free Stock*** With this link - https://share.robinhood.com/kamilao3 ***My M1 Finance $500 Investment*** - https://youtu.be/88bKWNVZ4l0 ***5 Payday Mistakes Keeping you From Saving & Investing*** - http://eepurl.com/gcKgef I decided to try out the investment platform Robinhood one month ago. Today i’m sharing with you me exact stock portfolio, how I did, pros and cons of the platform and if I recommend it. Use the markers below to skip ahead! Markers Tour - 1:30 Gains/Losses - 4:24 Pros - 7:02 Cons - 8:35 Recommended for - 10:45 Not Recommended for - 11:30 Related Videos I Invested $325 on the Stash App - https://youtu.be/BYkdQ9Y1rxE I Finally Tried the Stash App! - https://youtu.be/S6u2XnakmlM My Betterment Update after 2 Years and 8 Months!! - https://youtu.be/BnRtplhik0A Betterment.com 1.5 Year Update – $2200 in GAINS! - https://youtu.be/yMRzMabbeaM Betterment.com Six Month Update - https://youtu.be/hR6idvFQELo $65,000 Debt Gone/Betterment.com - https://youtu.be/VAIT34CLYQQ Budget Tools - https://focusedspender.dpdcart.com Connect With Me - Blog - https://focusedspender.com Instagram - https://www.instagram.com/focusedspen... Twitter - https://twitter.com/focusedspender Facebook - https://facebook.com/focusedspender This video is provided for general information purposes only. Your use of betterment.com or investing in general is at your own risk, and you should not start investing without first seeking professional advice.

Investing For Beginners: My Investing Strategy (Index Funds) Hey Guys! In this video, I discuss what I'm invested in! This has been my strategy for the past couple years. Fav Personal Finance Books -https://kit.co/TheComeUp/personal-finance-books Resources -https://www.nytimes.com/2018/07/13/business/the-lazy-persons-guide-to-successful-investing.html LET'S BE FRIENDS (IG) https://www.instagram.com/bukola.dev/ VIDEO RESOURCES Music: Warm Keys Epidemic Sound Desk Equipment https://kit.co/TheComeUp/desk-equipment Filming Equipment https://kit.co/TheComeUp/filming-gear BUSINESS INQUIRIES mgmt@bukola.dev \ud83d\udcd2 Timestamps \ud83d\udcd2 0:00 - Intro 0:38 - Stock Market 101 2:30 - Investing Goals 3:19 - Investing Strategy 4:08 - What Is A Index Fund 6:07 - Why I Chose This Strategy 6:43 - Choosing Individual Stocks Difficult 8:38 - Very Difficult to Time the market (How I Invest during the Pandemic) 10:20 - Diversified 11:11 - Low Fees 11:55 - Low Effort This video is not sponsored. Some of the above links are affiliate links, for products that I use and love. This video is for informational purposes only and should not replace the advice of your certified financial planner or a tax professional. #investing

4 Monthly Dividend Paying ETFs and Stocks! 0:00 - 4 Monthly Dividend Paying ETFs and Stocks (Intro) 1:21 - Why I love Monthly Dividend Paying Stocks and Exchange Traded Funds 3:00 - Video Breakdown 4:02 - QYLD Stock 6:47 - SPFF Stock 8:05 - AGNC Stock 9:31 - PEY Stock 10:46 - My Favorite Monthly Dividend ETF In this video, we're going to talk about 4 Monthly Dividend Paying ETFs and Stocks that you should definitely look into investing in July of 2020! I personally feel that these dividend stocks show a consistent trend of monthly payouts, despite the current situation that we're in and how that may affect the overall growth of the stock. Galen Mast Investing YouTube Channel: https://www.youtube.com/channel/UCbbjiefNXecesW1MqTdP0ow ___________________________________________________________________________________________________ MAKE SURE YOU LEAVE A LIKE AND COMMENT AND SUBSCRIBE IF YOU LIKE THE CHANNEL! ___________________________________________________________________________________________________ GET YOUR FREE ROBINHOOD STOCK: https://join.robinhood.com/darrenj183 SUBSCRIBE TO DARRENJACKSONTV!: https://www.youtube.com/channel/UC55FAxHlQA68Xouw6Ib0lXg?sub_confirmation=1 CONNECT WITH ME! Instagram: https://www.instagram.com/darrenjjackson/ Twitter: https://twitter.com/DarrenJacksonTV TOP 5 MONTHLY DIVIDEND STOCKS: https://youtu.be/MDJNT4-92JM 6 MORE MONTHLY DIVIDEND STOCKS: https://youtu.be/FgYi9dKBbDE #monthlydividendetfs #stockstobuynow2020 #monthlydividendpayingstocks Legal Disclosure: I’m not a financial advisor. The information that is detailed in this video is solely for entertainment purposes. Any stock purchases I show on video should not be considered “investment recommendations”. Make sure you consult a licensed professional before investing. I shall not be held liable for any losses you may incur for investing and trading in the stock market in attempt to mirror what I do. Unless investments are FDIC insured, they may decline in value and/or disappear entirely. Please be careful!

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We are already more than half way through 2020 and the surprises keep coming. Opportunity is in the air! Whether it be a new business, career, hobby, investment opportunity, or just becoming a better person....Do it now! As we continue our journey to financial freedom, we would like to share each step of the way with you! If you came across any money that you normally wouldn't have this year, invest it and watch the positive decisions that you make now take care of you in the future. Ignorant Money Club, LLC is on a mission to help Black Millennials gain financial freedom! Before the end of 2020, we would like to help AT LEAST 100 PEOPLE open a brokerage account and start investing for their retirement. No costs, no fees, no underlying motives. If you don't know where to start, check out a few of the online financial services we use below or in my Linktree (Bio): *** • M1 Finance : https://m1.finance/XL6D0T0KvHK0 • Robinhood: https://join.robinhood.com/quentis12 • Webull: https://act.webull.com/i/F7IKPTkshB2N/inv/ • *** DISCLAIMER: Ignorant Money Club, LLC is not an investment advisor. We do not sell investment accounts. We are simply providing you with resources and exposing you to products that we have used to begin our journey to financial freedom and retirement. You are not limited to the resources we have provided above.

Meet Matt McKeever, the Real Estate Investor who now owns 16 buildings, 58 units, with 102 Tenants. Here’s how he did it - enjoy! Add me on Instagram: GPStephan The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF (Limited Time Only) Merch: http://www.GrahamStephanStore.com/ My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB Matt McKeever’s Channel: https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5g Jeff Wybo’s Channel: https://www.youtube.com/channel/UC4vKsAI2myIczze7pn7bREQ Peter Kloczko’s Channel: https://www.youtube.com/channel/UCYL8hJdhUkfPFopgagkb_DQ In this video, we’ll meet with Real Estate Investor, Matt McKeever, as he tours us through each of his 16 properties and discusses them in detail, including how he got started investing in real estate, how he manages his time, and his recommendations for everyone watching. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

Here is a breakdown of my entire $13 million dollar investment portfolio, why I made each investment, and how I was able to build this up over 13 years - enjoy! Add me on Instagram: GPStephan TRY OUT YOTTA BANK AND GET 100 BONUS ENTRIES: https://withyotta.page.link/jem9FxENqgmMA9ir9 LIMITED TIME: Get 4 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1600): https://act.webull.com/k/Vowbik9Tm5he/main STAY UP TO DATE ON THE UPCOMING COFFEE COMPANY: https://mailchi.mp/4ec2da44e63c/bru-culture JOIN THE WEEKLY MENTORSHIP - https://the-real-estate-agent-academy.teachable.com/p/graham-stephan-mentorship-program/ THE NEW PODCAST: https://www.youtube.com/channel/UCMSYZVlQmyG8_2MkIKzg0kw The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB FULL BREAKDOWN: First: A single family rental property bought in 2012 This was purchased through several years of savings as a real estate agent, and purchased as a short sale near the bottom of the market Second: Another single family rental property bought in 2012 This was also bought with savings while working as a real estate agent. It needed minor renovations. Third: A triplex in the same area bought in 2012 This needed some work, but was in a great location - I sold my car to help fund this deal Fourth: A Single Family Home bought in West Los Angeles in 2016 This was bought with several more years of savings as a real estate agent Fifth: A duplex bought in mid-city in 2017 This was in a very central location, and is now known as “The $0 House” because I was able to cash out refinance my entire investment out from the property to re-invest elsewhere Sixth: Another duplex bought in mid-city near Inglewood in 2018 This was bought because it was a great value, could be rented out with a possible 2nd bedroom, and was close to so many new developments and construction Seventh: Another Duplex bought in West LA in 2020 This was a primary residence with detached guest house. Eighth: A Single Family Home bought in Las Vegas in 2020 This is a primary residence beginning Jan 2021. Stocks: $1,100,000 Within SP500 Index Funds $1,400,000 Within a large selection of individual stocks Cash: $2,300,000 in CD's, Treasuries, Bonds, and Cash Other: 3x Angel Investments: Including Yotta Bank TRY IT OUT HERE: https://withyotta.page.link/jem9FxENqgmMA9ir9 And there you have it - that’s my entire investment portfolio for you to see, and I really hope this was able to give you some insight as to how I manage my money, what I look for, and how I invest. Like I said, I find these types of videos incredibly valuable - and its my intention to continue being as open as possible, and showing you that you don’t need to start out with a whole bunch of money in order to build up a large investment portfolio in your 20’s. It all starts from something small, finding work that you enjoy and pays well, living below your means, investing consistently, and…of course…I don’t think I need to say it…smashing the like button :) For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Jack Bogle transformed the investment management industry. Over a career lasting nearly half a century, Bogle was a crusader for individual investors, working to bring the interests of asset managers in line with those of their investment clients. In 1975, Bogle founded the Vanguard Group, structuring the business as a mutual company, meaning that Vanguard is owned by the funds it manages and, as a result, the funds' investors. A year later, Bogle and Vanguard introduced the first ever index mutual fund available to the general public, aiming to track the performance of the broader market while charging the lowest fees possible. At first, many in the investment industry snickered at Vanguard's new index funds, but over time Bogle's idea took hold. While maintaining some of the lowest fees in the business, Vanguard has grown its assets under management from $1.8 billion at its founding to $5.3 trillion as of September 30, 2018, making Vanguard the second largest asset manager in the world. Despite Vanguard's incredible success, Bogle didn't become fantastically rich. Instead, Jack passed on as much savings as possible to Vanguard investors, bringing fees for his funds to razor-thin levels (and dragging the rest of the fund market with him). As a result, Bogle helped all investors get better returns on their retirement savings, drastically reducing underperformance caused by high management fees. As Bogle said in 2012, "My ideas are very simple. In investing, you get what you don't pay for." All investors are indebted to Jack Bogle for his efforts over 40+ years to make the investment industry better serve the interests of individuals. As we remember Bogle's life and his contributions, we hope you'll enjoy this conversation between Bogle and Motley Fool Motley Fool CEO Tom Gardner recorded in 2016. ------------------------------------------------------------------------ Subscribe to The Motley Fool's YouTube Channel: http://www.youtube.com/TheMotleyFool Or, follow our Google+ page: https://plus.google.com/+MotleyFool/posts Inside The Motley Fool: Check out our Culture Blog! http://culture.fool.com Join our Facebook community: https://www.facebook.com/themotleyfool Follow The Motley Fool on Twitter: https://twitter.com/themotleyfool