Last updated February 15, 2020

A User who signs up for the Site or Services shall be known as a "Member", and upon joining OVBE as a Member at either the Consumpreneur, Entrepreneur, or Mogul Entrepreneur level, agrees to the following terms:

1) Compliance with Payment Methods: Payment with a credit/debit card by entering the Security Code and account number of your credit card and selecting a premium account is acceptance of OVBE's Cancellation Policy, membership requirements, terms of service, or code of conduct, and your Credit/Debit Card Holder Agreement. Payment with a Paypal account by submitting the correct Paypal information and selecting a premium account is acceptance of OVBE's Cancellation Policy, membership requirements, terms of service, or code of conduct and your Paypal account holder's agreement. Payment via certified check or money order mailed to OVBE is acceptance of OVBE's Cancellation Policy and membership, terms of service, or code of conduct requirements. After the payment is processed the user account will be Upgraded to the desired level.

2) Membership fees are non-refundable: annual membership fees are non-refundable for any reason once paid, and all prepaid advertiser account membership fees are refundable based on the contract.

3) No Warranties: OVBE makes no warranties about the continued availability or nature of member benefits, and member benefits may change at any point during the contractual period. Premium accounts pay for privileged access to specific portions of the website. Premium accounts can and will be restricted after 5 violations in any one year period. The length of the restriction is up to the discretion of the OVBE staff and continued violations will result and a non renewal of annual or monthly memberships.

4) Member Warranties: Compliance With OVBE Policies Is Essential To Membership: OVBE may revoke or restrict membership benefits for your violations of the Terms of Service, Privacy Policy and/or Code of Conduct, and that it is your responsibility to comply with these agreements. Moreover, no refunds will be provided for membership benefits revoked or restricted memberships for such violations.

5) Governing Law: This Agreement is governed by the laws of the State of Georgia, without giving effect to any conflict-of-law principle that would result in the laws of any other jurisdiction governing this Agreement. Any action or proceeding arising out of this Agreement will be litigated in the respective court located in Georgia. Each party consents and submits to the jurisdiction of any local, state, or federal court at a location to be determined in Georgia.